That’s A Lot Of Nerve

A few months ago one of my credit card numbers was stolen and someone was charging it up all over Israel and Napster.  This made me  mad, so in a fit of rage I took a look at my credit report, gathered up all my credit cards (except for my Amazon and Kohl’s charge- I love me some Amazon and Kohl’s), and called to cancel them.

Imagine my surprise when one of those credit cards appeared in the mail a couple of days ago.  It used to be a Countrywide card that I got when I had a CD with them.  I don’t know if Countrywide exists anymore, so now it’s with a different bank.  A bank that now owns all those failed banks, by the way.

Why wasn’t it canceled? I called and canceled it! I don’t need so many credit cards.  I am a simple woman with simple needs.

I have noticed that my credit score has gone down a bit since I canceled all those cards.  Those cards had no balances.  That doesn’t seem fair to me, but then again I’m not running an evil evil credit card empire with their evilly twisted logic. Also, they have a different notion of fairness. (P.S. There are laws against usury in the U.S.  Why are credit card companies exempt?  And pay-day loan companies? And loan sharks? Oh, yeah, loan sharks are exempt, they just do it anyways and break your knees if you don’t pay the money back.).

Well, I don’t care.  I’m saving up for whatever I need.  Or I don’t need it. (I may still want it, however). I’ve come to this radical conclusion because I love my knees, and not having monthly payments where the principal never goes down, and not having to go to Qwik Cash when I need a box of powdered milk.

But I digress.

The only thing stopping me from calling AGAIN to cancel it is laziness.  I’ll probably put those cards away in my super-secret safe place and forget about them.  I hope I don’t do that, though.  It’s the principle of the thing after all.

Speaking of borrowing money *GULP* today is the day of the Camaro open house. I hope my husband forgets about it.  If not, I hope I have enough moral fiber to withstand the silver-tongued blandishments of the car salesmen.  If they are handing out free Twinkies I am done for.  I am such a sucker.  Pray for me, bretheren.